Savings & Investments

You may feel you should be saving on a regular basis or wish to invest a lump sum to generate growth or income.  With so many products on the market and the confusing array of different features it can be hard to know which product or investment is right for you.  Our role is to help, to sit down with you and establish what you want.  We discuss what you expect from your investment and your reason for investing in the first place.  We also discuss the level of risk that you feel comfortable with and help guide you to appropriate products to help you meet your objective. 

While we can never guarantee that any investment will be perfect, we can help you ensure that you have taken all the possible steps to choose an investment that will be right for you, where you fully understand the different risks and commitment involved, not just the potential for a better return.

Our Investment Philosophy helps with this and is key to ensuring that you have an investment appropriate to your objectives and attitude to risk.  We carefully assess your attitude to risk to determine the right asset allocation for your portfolio.  We strongly believe that asset allocation is the most important aspect of delivering returns within a portfolio as it reflects a balance of your investment goals, risk tolerance and term of investment.

We include external expertise in structuring our portfolios to take advantage of specialist knowledge and resources available within leading fund management companies.  We review our asset allocations on a regular basis and monitor the progress of underlying funds within your portfolio so we can discuss any relevant points at our scheduled review meetings with the aim of keeping you on track to meet your future goals.